WHO WE ARE

We are your Acting Risk Managers

We DO make the the selection and buying process a more transparent and pro -active experience that is individualized and client focused.  We are your Broker in a Box and help you navigate the Commercial Insurance environment.

We are your Acting Risk Managers to support you in:  Administering RFPs, Middle Market Commercial P&C Program Design, Executive Risk/Cyber/Fiduciary and D/O Program Design, EPLI and Professional Excess Programs Design, Eldercare Explanation of Benefits and Case Management support.

WHAT WE DO

We DO NOT sell insurance!

We work for you as an additional asset to your Legal and Accounting Teams.  We provide the Industry expertise to aid in better clarity and awareness in your Risk Management vertical.  We are Acting Risk Managers for your Middle Market company or large Non Profit. We are contracted Insurance and Risk Management advisors.

We are Claims and Workers Compensation Advisors.  Our clients are Middle Market Companies, Tech Start Ups,  JVs, Non Profits, Physician Management Groups, Attorneys, POAs and Individuals.

HOW WE DO IT

We are Contracted Industry Professionals.

We work for CFOs and Controllers to help corporations buy better terms and forecast clearer needs in their P&C and Benefits Programs.  We also work for Individuals and Boards to help with Program Design, Risk Management Presentations attend your Quarterly Strategy and Claims meetings.

We work for attorneys and families of high net worth individuals seeking personalized Eldercare Insurance and Explanation of Benefits advocacy case management work.

OUR WORK

There are only 4 things you can do with Risk:  Accept it, Avoid it, Manage it, Transfer it.

Regardless of which one or combination of all 4 is appropriate for your business, you must rely on your own level of expertise in Insurance and Risk Management to make the right decisions and to know what questions to ask.  You need to also know what questions are not being asked, what coverages are not being offered, and what terms are not being negotiated.

Everywhere you look in your private or public sector business, there is risk.  You may employ 200 people or you may employ 10. You maybe a CEO, CFO or Sole Proprietor.  You may be a Risk Manager seeking specialized support services. Regardless, you are going to have First and Third Party Risk as well as Business Interruption hazards at every step of your maturation as a company.

Let us help and be your hired expertise in this area.  The savings on your P/L over time as well as your consistently better ability to identify risk will both serve you well in protecting your bottom line for years to come.