You may be an entrepreneur or small business owner securing complex coverages for the first time? You may be trying to comply with Certificates of Insurance and you do not know where to begin? You may wonder what coverage and what limits are needed. You may wonder what exposures you have that you are not even thinking about, that are strictly driven by your business sector or product /service your sector is tied to and involved with? All of these define our wheel house of expertise on either the Health Insurance side of our Business or the Property and Casualty and Executive Risk side of our business.